How to settle a handicap bet
- Enter the stake and oddsYour stake in naira and the decimal odds of your side.
- Choose the handicapThe line on your team, from -3 to +3, including quarter lines like -0.75.
- Enter the final scoreGoals for your team and for the opponent. The result shows won, half won, push, half lost or lost.
How each kind of line works
- Half lines (-0.5, +1.5): no push. The handicapped score either beats the other side or not.
- Whole lines (0, -1, +2): if the handicapped score is level, it is a push and the stake comes back.
- Quarter lines (-0.25, -0.75, +1.25): half the stake goes on the line above, half on the line below. That is why you can half win or half lose.
Worked example: -0.75 at 1.90
| Result for your team | Half on -0.5 | Half on -1 | Return on ₦1,000 |
|---|---|---|---|
| Wins by 2 or more | Won | Won | ₦1,900 |
| Wins by 1 | Won | Push | ₦1,450 |
| Draw | Lost | Lost | ₦0 |
| Loses | Lost | Lost | ₦0 |
A quarter line is two bets in one. The calculator splits the stake for you, so you do not need to work out each half.
Asian handicap FAQ
What does level ball or 0 mean?
No handicap. If the match is drawn, your stake comes back. It works like draw no bet.
Is -0.5 the same as a win bet?
Yes. Your team must win; any draw or loss loses the bet. The odds are the same idea as backing the team on 1X2.
What happens on +0.25 if the game is drawn?
Half your stake is on 0 (push, money back) and half on +0.5 (won). You get a half win.
Does the handicap use the full-time score?
For most football markets it uses the score after 90 minutes plus stoppage time. Extra time and penalties count only if the market says so. Read more in our Asian handicap guide.